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11/29/08

I'm so excited!!!

As you may or may not know, I am in charge of our household finances right now. Hubby made one too many mistakes whiched bounced one too many things and caused us big amounts in overdraft fees (I hate overdraft fees) so I voluntarily took over after a 6 year hiatus.

This is not what excites me. 

What excites me is that after working thru the finances today and making payment arrangements with cc companies etc., we may actually be able to dig ourselves out of the hole by the end of the year.

This means living very very small. We have a meger allowance for ourselves to get thru the week. but if we can stick to our guns (which mostly means me) we might even be able to start putting monies into a savings account starting in the beginning of next year!

I'm seriously ecstatic! I went over the figures like 5 times to make sure I wasn't forgetting anything (and I wasn't)

Eventually of course we want to pay more than the minimum payments for our cc ... and ultimately be free of our cc debt completely ... but I'll settle for not getting hit with late fees as a start.

YAY!!!!!

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